Rates, Insurance, & Payment
Therapy with Z offers both private-pay and insurance-based options for eligible services. Costs and payment options vary by service, insurance plan, location, and individual circumstances. The information below can help you understand available rates, insurance participation, and other payment options before getting started.
Private-Pay Rates
Private pay is available for psychotherapy and other Therapy with Z offerings. Current standard rates are:
Coaching
30 minutes · $75
Individual Therapy
60 minutes · $150
Group Therapy
60 minutes · $40 per person
Classes
60 minutes · $30 per person
Workshops
120 minutes · $60 per person
Trainings
6+ hours · Starting at $200 per person
Retreats
2+ days · Starting at $750 per person
Rates for trainings, retreats, and other specialized programs may vary based on length, format, location, programming, materials, accommodations, meals, and other included features.
Rates, Insurance, & Payment
Therapy with Z participates with a growing number of insurance plans and networks while continuing to offer private-pay options. Insurance coverage applies to eligible psychotherapy services and does not generally extend to coaching, classes, workshops, trainings, retreats, or other non-clinical offerings. Coverage, eligibility, benefits, and out-of-pocket costs vary by plan.
Insurance participation also varies by state, plan, network, and practice platform. Inclusion of an insurance company or network below does not mean that Therapy with Z is in-network with every plan offered by that company or in every state where services are available. If you plan to use insurance, please contact Therapy with Z before scheduling to confirm whether your plan can be accepted for services in the state where you will be located at the time of your appointment.
Participating Plans & Networks
Current participating plans and networks include:
Aetna
Allegiance
Alliance Coal Health Plan
Allied
Arlo (Cigna)
BHS EAP
Centivo
Cigna and Evernorth
Cigna EAP
ClaimDoc
Create
Employee Benefit Management Services (EBMS)
FAIROS/OccuNet
First Health Network
Geisinger Health Plan
Headspace EAP
KGA EAP
Lucet EAP
Luminare Health (formerly Trustmark)
MagnaCare
Meritain
Partners Direct
Sana Benefits
Sidecar Health
Sutter EAP
Unity
USC PPO / EPO Plan
Velocity
WebTPA
Insurance-Based Therapy & Practice Platforms
Insurance-based psychotherapy may be scheduled and billed through one of Therapy with Z’s participating practice platforms based on your insurance coverage and the state where you receive services. Therapy with Z currently works with SonderMind, Rula, and Headway to facilitate access to care through participating insurance plans and networks.
If your care is provided through one of these platforms, you may receive communications, forms, benefit or billing information, and appointment details directly from the platform associated with your care.
Out-of-Network Benefits & Superbills
If Therapy with Z is not in-network with your insurance plan, you may have out-of-network behavioral health benefits that reimburse a portion of the cost of psychotherapy. Superbills are available upon request for eligible psychotherapy services, although reimbursement is determined by your insurance plan and cannot be guaranteed.
You may wish to contact your insurance company directly to ask about your out-of-network behavioral health benefits, deductible, reimbursement rates, and claim requirements before beginning services.
Sliding Scale, Scholarships & No-Cost Offerings
Therapy with Z is committed to making services and programs as accessible as possible. Limited sliding-scale rates may be available for select services based on availability and individual circumstances.
Scholarships may also be offered for certain groups, classes, workshops, trainings, retreats, or other programs. Some services, programs, and community offerings are also provided at no cost as part of an ongoing commitment to expanding access to mental health care, education, and well-being resources.
Availability of reduced-cost, scholarship, and no-cost options varies and cannot be guaranteed.
Payment
Payment is due according to the terms established for each service or program. For insurance-based psychotherapy, your financial responsibility may include applicable copayments, coinsurance, deductibles, or other amounts determined by your insurance plan. Major credit and debit cards are accepted.
If you have questions about insurance participation, private-pay rates, reduced-cost options, or the potential cost of services, you are welcome to contact Therapy with Z before scheduling.