Rates, Insurance, and Payment

Therapy with Z offers both private-pay and insurance-based options for eligible services. Costs and payment options vary by service, insurance plan, location, and individual circumstances. For an overview of available services and programs, explore the Offerings page. The information below can help you understand available rates, insurance participation, and other payment options before getting started.

Private-Pay Rates

Private pay is available for psychotherapy, coaching, and other Therapy with Z offerings. Current standard rates are:

Coaching
30 minutes · $75

Individual Therapy
60 minutes · $150

Group Therapy
60 minutes · $40 per person

Classes
60+ minutes · Starting at $30 per person

Workshops
120+ minutes · Starting $60 per person

Trainings
6+ hours · Starting at $200 per person

Speaking Engagements
Length varies · Pricing varies by engagement

Yoga & Meditation
60+ minutes · Pricing varies by program

Integrative Wellness
60+ minutes · Pricing varies by program

Retreats
2+ days · Starting at $750 per person

Rates for groups, classes, workshops, trainings, speaking engagements, yoga and meditation, integrative wellness programs, retreats, and other specialized offerings may vary based on length, format, location, audience, programming, materials, travel, accommodations, meals, and other included features.

Insurance

Therapy with Z participates with a growing number of insurance plans and networks while continuing to offer private-pay options. Insurance coverage applies to eligible psychotherapy services and does not apply to coaching, classes, workshops, trainings, retreats, or other non-clinical offerings. Coaching, speaking engagements, yoga and meditation, integrative wellness programs, and other non-clinical offerings are provided on a private-pay basis. Coverage, eligibility, benefits, and out-of-pocket costs vary by plan.

Insurance participation also varies by state, plan, network, and practice platform. Inclusion of an insurance company or network below does not mean that Therapy with Z is in-network with every plan offered by that company or in every state where services are available. If you plan to use insurance, your coverage should be confirmed before your first appointment to make sure your plan can be accepted in the state where you will be located.

Participating Insurance Plans and Networks

Current participating plans and networks include:

Aetna

Allegiance

Alliance Coal Health Plan

Allied

Arlo (Cigna)

BHS EAP

Blue Cross Blue Shield of Oklahoma

Carelon

Centivo

Cigna and Evernorth

Cigna EAP

ClaimDoc

Create

Employee Benefit Management Services (EBMS)

FAIROS/OccuNet

First Health Network

Geisinger Health Plan

Headspace EAP

Insurance-Based Therapy & Practice Platforms

Insurance-based psychotherapy may be scheduled and billed through one of Therapy with Z’s participating practice platforms based on your insurance coverage and the state where you receive services. Therapy with Z currently works with SonderMind, Rula, and Headway to facilitate access to care through participating insurance plans and networks.

If your care is provided through one of these platforms, you may receive communications, forms, benefit or billing information, and appointment details directly from the platform associated with your care.

Out-of-Network Benefits & Superbills

If Therapy with Z is not in-network with your insurance plan, you may have out-of-network behavioral health benefits that reimburse a portion of the cost of psychotherapy. Superbills are available upon request for eligible psychotherapy services. Reimbursement is determined by your insurance plan and cannot be guaranteed.

You may wish to contact your insurance company directly to ask about your out-of-network behavioral health benefits, deductible, reimbursement rates, and claim requirements before beginning services.

Sliding Scale, Scholarships, and No-Cost Offerings

Therapy with Z is committed to making services and programs as accessible as possible. Limited sliding-scale rates may be available for select services based on availability and individual circumstances.

Reduced-fee psychotherapy may also be available through participating access programs. Scholarships may be offered for certain groups, classes, workshops, trainings, retreats, and other programs. Some services, educational resources, programs, and community offerings are provided at no cost as part of an ongoing commitment to expanding access to mental health care, education, and well-being resources.

Availability of reduced-cost, scholarship, and no-cost options varies and cannot be guaranteed.

Payment

Payment is due according to the terms established for each service or program. Coaching and other non-clinical offerings are provided on a private-pay basis and are not billed to health insurance. For insurance-based psychotherapy, your financial responsibility may include applicable copayments, coinsurance, deductibles, or other amounts determined by your insurance plan. Major credit and debit cards are accepted.

If you have questions about insurance participation, private-pay rates, reduced-cost options, or the potential cost of services, you are welcome to contact Therapy with Z before scheduling.